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The calculators found on Szikov are designed to be used for informational and educational purposes only, and when used alone, do not constitute investment advice. Szikov recommends that you seek the advice of a real estate professional before making any type of investment. The results presented may not reflect the actual return of your own investments. Szikov is not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Furthermore, Szikov is not responsible for any human or mechanical errors or omissions.